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Lakefront Homes

Are you thinking about buying a lakefront home in the counties of Waupaca, Waushara, Portage, or other nearby communities in the Chain O’ Lakes? In this page, we’ll take a closer look at some of the key steps to buying a lakefront property.

Do your research and plan accordingly

Prepare for your purchase by doing your research and taking a deeper look at your decision. Will you be buying a lakefront home as an investment, a vacation home, or a permanent residence? Look for an agent who specializes in lakefront properties and make sure they understand all of your wants and needs.

Determine your budget

Review your finances so you can have a clear idea of how much you’ll be able to afford. Ask your agent if they can recommend lenders who specialize in financing properties in your area – you can do this even before you search for listings.

Prioritize the location

A lakefront home’s location is more important than its structure. Many buyers have made the mistake of choosing a property only to discover later on that the water conditions or the views are subpar. During your search, remember that you can make improvements and renovate the home itself, but it’s impossible to change its location.

Talk to residents in the area

Having a conversation with existing members of the community is an excellent way to get insider knowledge on the location. Find out what they enjoy about living in the area, and ask them for any advice on the specific home you’re considering. Be sure to also ask if they’ve encountered any water-related problems in their own home, and find out how they were able to deal with it.

Find out what the neighborhood and the shoreline is like

Try to gain information on what the neighborhood’s culture is like. Is it an active community that caters more to boating, sailing, or jet skiing enthusiasts? Or is it a more laidback environment, where residents enjoy canoeing, fishing, hiking, or more relaxing activities?

Look into bulkheads

Bulkheads can help protect your waterfront property against potential damage caused by the water. Find out if there are any restrictions and regulations on the construction or improvement of one in the property. If you’re purchasing a vacant lot, find out how close you’re allowed to build next to the water.

Ready to start your search for the perfect lakefront home in the Waupaca Chain O’Lakes area? Get in touch with Shambeau & Thern Real Estate at 715-258-9900, or send us a message here.